My mailbox has been full this holiday season — full of discount coupons and special offers from all of my favorite places to shop. I received a $10-off coupon from LLBean, free panties from Victoria’s Secret, free shipping from J.C. Penny, 30% off from Lee jeans and $25 off of a $75 purchase from Express to name a few. The catch, of course, is that each must be redeemed by a certain date. The obvious reason retailers created these promotions is to incentivize consumers into spending money in their stores or online. (more…)